BLOGS

What Happens If the Home You're Buying Doesn't Appraise?

Quick answer: If the appraisal comes in lower than your offer, your lender won't loan you more than that appraised value. You've got four options: pay the difference in cash, renegotiate the price with the seller, challenge the appraisal, or walk away and keep your earnest money (if you have an appr

What You Can Actually Negotiate Besides Price When Buying or Selling in Downey

Most people think negotiating a home deal starts and ends with the price. Offer, counter, meet in the middle, done. That's maybe a third of the actual conversation.   Price gets all the attention because it's the easiest number to point to. But in almost every deal I work, the real leverage shows up

Can You Build an ADU in Downey? Rules, Costs, and What It Actually Does to Your Home's Value

Everyone's talking about ADUs right now. Backyard units, garage conversions, the whole thing. But if you own property in Downey, the question that actually matters isn't "are ADUs popular." It's "what does the city actually let me build, what will it cost, and is it worth it."   Let's get into the r