What is CalHFA?

What is CalHFA? California's First-Time Buyer Program Explained | The GO Team CalHFA is the California Housing Finance Agency — a state agency that provides affordable home financing to California residents, particularly first-time homebuyers. It offers below-market interest rate loans and down paym

How Much Down Payment Do I Need?

How Much Down Payment Do I Need? Your Questions Answered | The GO Team Real Estate The short answer: less than you probably think. You do not need 20% down to buy a home in California. Depending on your loan type and income, you might be able to buy with as little as 3% to 3.5% down — and there are

What Credit Score Do I Need to Buy a Home?

What Credit Score Do I Need to Buy a Home? Your Questions Answered | The GO Team Real Estate The minimum credit score to buy a home depends on the loan type. For FHA loans, you need at least 500. For most conventional loans, you're looking at 620 and up. But the score that gets you approved and the